The average credit score in America is 715. Find out how yours compares in this full report by Motley Fool Money.

Even though there are different models, most lenders use FICO or VantageScore. This step-by-step guide explains the range of credit scores and includes quick tips for improving your score.

FICO was one of the first companies to develop credit risk scoring models, called FICO Scores. Lenders can use these numbers to assess risk and decide whether to approve a credit application.

Percentage of consumers by FICO score range chart. To set the stage: Most Americans have at least good credit, which is defined as a FICO Score of 670 to 739.

In most cases, 850 is the highest credit score you can get. We’ll examine how you can work toward a great — and with time, perhaps even perfect — credit score.

Lenders use FICO auto scores to determine consumers' creditworthiness for car loans Carrie Pallardy has more than nine years of experience writing about a range of topics, including healthcare and ...

FICO and VantageScore’s most commonly used credit scores range from 300 to 850; higher scores indicate greater creditworthiness.

Percentage of consumers by FICO score range chart. To set the stage: Most Americans have at least good credit, which is defined as a FICO Score of 670 to 739.