9 Simple and Free Budgeting Tools originally appeared on usnews.com Update 11/07/23: This story was published at an earlier date and has been updated with new information.

Creating a budget doesn’t have to be difficult. Commit to the process of knowing how much money comes in and goes out. Here’s how you can create a simple budget.

Budgeting can help you gain more control over your financial situation and meet your goals. You don't have to start from scratch and create a budget spreadsheet manually. Premade templates make ...

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Instead, here are nine completely free, simple-to-use budget templates and spreadsheets that are available to download right now. 1. Microsoft Excel Personal Monthly Budget Spreadsheet ...

A simple budget for holiday gifts? How about 1.5% of your annual salary Clearpoint, the credit-counseling nonprofit, suggests a simple target for holiday budgeting: Plan to spend 1.5% of your ...

Here’s some good news: there are easy ways to update your home on a budget. And if you’re trying to sell your house — or you might eventually try — realtors and interior designers are ...